AAA: Some 57% of Carolinians Not Insured against Flood Damage for Cars

Man calling his car insurance due to his car being stuck in a floodAn estimated 57% of car owners in North and South Carolina do not have insurance against flood damage, according to AAA Carolinas.

The non-profit organization disclosed the number prior Hurricane Irma’s landfall in the U.S. in September. It advised residents to keep their vehicles safe by relocating them to higher ground.

Safety Measures

In case finding higher ground may be difficult, AAA Carolinas suggested that you should search for a deck or garage that can protect your car from strong wind.

For added protection, some protective equipment such as a Titan auto lift you can buy from vendors such as will also help in preventing flood from getting into your car.

Car owners should also choose a place where there are no power lines or trees. Important documents such as insurance papers should be stored inside waterproof cases in your car, with copies safely stored in another place.

These precautionary measures are important since the AAA estimates that every car owner in the U.S. needs to spend an average of $8,469 in 2017 to own and operate a new vehicle.

Car Costs

An AAA study revealed that pickup trucks are the most expensive vehicles to own and operate, as it will require every owner to spend $10,054 per year. For small sedan owners, they only need to pay the lowest amount worth $6,354.

The study based its findings on different factors, including new vehicle prices, depreciation, maintenance, repair, and fuel expenses.

If you plan to sell your car in the future, choose small sedans and small SUVs since they have the lowest depreciation costs. Those concerned with fuel prices should buy electric vehicles. These new alternatives also require the least amount of maintenance and repair costs per year.


Flood-damaged vehicles are a nightmare for storm-affected residents. It not only causes them significant loss but also takes away a precious means of transportation for moving around after a storm.